Research has shown that the recession in Nigeria will continue to at least the first 4 months of 2017. As such, it is only wise for every Nigerian to think of a passive income generator as a way out of this situation.The reason I want to introduce you to a simple system that enables you raise the money you seek for any business project. It is a non refund, non interest and non collateral loan.


Raising Capital

E-cooperative is a simple system that enables members raise the money they seek for any business project.It works with a 4 x 4 forced matrix and is very simple to get involved in. It is a transparent, member to member payment scheme or cooperative that enables you raise the money that you need for your business.

How to join e-Cooperative

Joining e-Cooperative is absolutely free. However, to be part of the network of people who are developing themselves and building their wealth through e-cooperative, you need a sponsor. A sponsor is someone who invited you and is already in the network. He is as a referral link in which you can register. You are to contribute ₦1000 into your sponsor’s business. Use  to register

For you to be part of this business, you need the following.

  1. A Nigerian bank account.
  2. A phone number.
  3. An e-mail address [optional]
How long can I be in a level?

The moment you register, you have to upgrade to level 1 from level 0. That means you have to give your direct upline (Sponsor) ₦1,000. You have 72 hours to do this. At level 1, you have 7days to get your first 4. At level 2, you have 14days to upgrade to level 3, 21 days to upgrade to level 4 and 1month to upgrade to level 5, 6, 7, 8. Staying for too long in any of these levels stands you the risk of losing your account.



To move to level 2, you CLICK on upgrade and Anie’s account details appear. Note that the figurative Anie in the above diagram is the person who brought your sponsor [Jane]. You give ₦2,500 to Anie, and when the 16 persons that your initial 4 persons want to upgrade to level 2, you will receive ₦2, 500 from each 16 persons. What that means is that you will earn ₦40,000.

When you give Ifiok [the third person above] ₦5,000, you will receive ₦320,000 from your 64 persons when they are moving up to level 3.

When you give Emma [the fourth person above you] ₦10,000, your 256 persons when moving up to level 4 will give you ₦10,000 each summing up to ₦2,560,000.

Stage 2

The second stage is automatic. When you give Jane [your sponsor] N25,000 naira for level 5, you will receive N100,000 from your 4 down lines. When you give Anie N50,000 for level 6, you will receive N800,000 from your 16 persons. When you give N90,000 to Ifiok [your third person], you will receive N5,760,000 from your 64 persons. And finally, when you give N175,000 to Emma for level 8, you will receive N44,800,000 [Forty four million eight hundred thousand Naira] , and then you circle out.

You can choose to get into the system as many times as you like.

How do I get paid?

You are paid directly by your downlines by hand or directly into your bank account. You make sure that you confirm payment on your platform once you have received money. E-Cooperative uses the member-to-member payment scheme.

Can I have more than 4 members?

You can invite any number of new members and they will be placed in your matrix. That is how a 4X4 forced matrix works. You can only have four people directly under you.

Do you give refunds?

Your membership is NON-REFUNDABLE. All payments are final. We cannot refund money to you that have already been paid out to our members.


Crowdrising Platform

 The crowdrising platform can also be used to raise capital fast without collateral

CrowdRising is a Person to Person, Direct Funding and Crowd Sharing Platform. It brings forth a new way of raising funds for various causes, whether it is for personal needs or a host of worthy causes, such as churches, schools, non-profit organizations, etc.

No, CrowdRising is a Platform made by the people and for the people. It was created by a group of like-minded people for this very purpose.

Yes, it is available worldwide.

There are 2 ways to get involved:

  1. This first one is highly recommended. If you have been invited to join, click on that person’s referral link and you will be instructed to fill out a simplified registration form.*
  2. In the event that you were not invited by family /friends then you can join by going to and click on the Sign-Up button. You will then be referred directly by the Administrator and the system will automatically spill you down into the first eligible or qualified member's genealogy.


Yes you can but it is strongly recommended that you do not stack them. For example, you create a 2nd account under the Referrer of your 1st account or create a 3rd account under the Referrer of your 1st or 2nd account. This is considered stacking. This is an unethical practice. However, this may be acceptable in the event that you are creating a fundraiser for a worthy cause that inspires you. 

Yes you can. In fact, you are encouraged to do that to make sure that the people you bring in are placed under the correct Referrer, which is you, but keep in mind that once you have 5 personal Referrals, your additional referrals automatically spill down into your direct referrals genealogy. You will also be able to dictate where you want the referral to go, from the 1st generation level all the way down to the 15th level.

No, there are no fees of any kind. The Founders of the CrowdRising Platform offer the system 100% free of charge.

The Donation processors are determined by the participants themselves. You can decide how you wish to receive donations and list your chosen Processors on your Dashboard under the My Money tab. You must enter at least one in order to be able to save the setting in your Profile or you will not be qualified to make use of the system.



I started this and broke even within 24hrs. But I am not yet satisfied- the reason I am still promoting it.


Join me now-

I join 2nd of dec 2016 ad nw am in level 2. CR is d best- Ebite Uhiere07-Dec-2016Crowdrising rocks.. Registered two days ago and already got 60$ already... On my way tu stage two... Thank you Crowdrising.. Hoping to get the remainder sha.. #smiles- Abioye Adeyinka07-Dec-2016


I love crowdrising... Joined not quite long ago.. Now am in stage 3.. Crowdrising operation say no to poverty.